
Versatile Finance Options Available at Whitmoyer Ford
In the market for a new vehicle but feeling overwhelmed about the financing? The folks at Whitmoyer Ford understand. Our customers often ask us about financing options and are usually relieved to discover the multiple ways our finance team can help. We want you to be completely satisfied with your shopping experience, and we're happy to take the time to ensure you understand the possibilities available to you so that you can make an informed buying or leasing decision. Why wait any longer? Learn more about our Ford finance options to get you started.
We Make it Easy!

Leasing a New Ford Vehicle
If you're someone who wants to drive a well-equipped new Ford model while also saving some money, you may want to consider a lease over a loan. Leasing a vehicle typically costs less each month than what you'd pay on an equivalent auto loan. You can also expect to save on maintenance costs since you'll be driving the new Ford model of your choice when it's new; certain maintenance costs might also be covered in your lease agreement. The convenience of leasing is appealing for many folks because they know they can drive a gorgeous new car with the latest features for a few years, then return it to the dealership. With a lease, there's no need to worry about resale or trade-in values.
Apply for Ford Finance Online
Now that you have a better idea of the differences between buying and leasing a new vehicle, we invite you to take a moment to apply for finance pre-approval online. It's a simple process that can be completed in minutes at your convenience. Submitting your finance application allows our team to begin putting together a package for your needs and can save you a great deal of time when you visit our dealership. You'll also discover our latest specials online. We look forward to showing you around our new Ford inventory and setting you up with a test drive of the models you love. In the meantime, don't hesitate to reach out with any questions. Get in touch with our team online or over the phone.


Benefits of Buying
Conventional financing offers its own set of unique benefits. Buying a new Ford car allows you unrestricted use of your vehicle. There are no policies regarding the types of upgrades you can make or how many miles you can drive; you'll be on the path to ownership, so you can customize the car to your lifestyle. You also have the ability to sell or trade your model at any time and for any reason. One of the greatest appeals for many car shoppers is that they can build equity in the vehicle they drive home in when opting to finance their purchase. Your model's current value can offset the cost of a new car when the time comes. Don't forget that buying allows you to drive without a payment in the future. Many of our customers look forward to the day that the last payment is made when you can fully own and drive your vehicle without a payment to worry about.
Why Choose Our Finance Center?
We've worked hard to become a trusted source for quality Ford vehicles around the Mount Joy area. In addition to offering a wide range of vehicles to suit all sorts of preferences and budgets, we also want to make paying for your purchase as stress-free as possible. In that pursuit, our finance department staff always takes time to listen to each applicant to serve their needs. We work with several lenders to best accommodate each individual and their unique requirements. In addition, our team knows the ins and outs of the automotive finance industry and can save you significant time, money, and frustration when it comes to funding your next vehicle.

Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?
-
Kinley Ford of Lancaster
1001 E. Main St
Mount Joy, PA 17552
- Sales: 717-653-7080
Loading Map...